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Stay Ahead in the Ever-Changing Home Buying Market with Spire: Your Trusted Source for Industry News and Insights.

fha credit score interest rate

What Credit Score is Needed to Buy a Home

A credit score is essential to consider when planning to buy a house because it shows lenders your capability to pay debts. This topic can be confusing for even financially

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arizona fha loans

Who Qualifies as a First-time Homebuyer?

Most homeowners depend on mortgage loans and mortgage assistance programs to purchase a home. However, these programs are confusing as it is challenging to know who qualifies as a first-time

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DPA loan

DPA Loans: Your Secret to Buying a Home

For many homebuyers, obtaining funds for a down payment or closing costs can seem overwhelming. However, there are many Down Payment Assistance programs (DPA Loans) available to help provide the

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advanced mortgage calculator

Should I Refinance?

Refinancing your mortgage can be a great financial decision for many reasons. Before making this decision, however, there are several factors to consider.     Lower interest rate and monthly payment:

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cash-out refinance

Advantages of a Cash-Out Refinance

With property values on the rise nationwide, many homeowners have experienced substantial growth in their home equity, making a cash-out refinance an attractive option for home repairs or paying off

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