Experience the Advantages of FHA Loans
A big advantage of FHA loans is they require low down payments. Additionally, these purchase loans are available from most lenders to provide a home mortgage for many would-be homeowners. This government insured loan is low risk to the bank and is often used for first time home buyers.
Low Closing Costs & Attainable Credit Rating
Closing costs vary according to the amount of your FHA purchase loan, but our loan specialists can help you pay less. Typical costs for an FHA loan fall into three categories: lender fees, title company fees, and a fee for an appraisal (if needed). There are many ways to have costs paid, including out-of-pocket, a lender credit, a seller credit, rolling them into your loan, or a combination of a few of these. Our team can help you explore options for your particular situation.
Spire Financial brings lending expertise to you. All of our loan officers offer personalized communication for every client, guiding them through the process. We can show you ways to maximize your finances and unlock future opportunities. Spire Financial keeps you in control of refinancing, debt consolidation, and home equity. Together, we can achieve your financial goals.