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Spire Financial Blog

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first time homebuyer

5 Steps To Finding The Perfect Home

Purchasing a new home is a great and exciting experience. On the other hand, it can be overwhelming. Finding a perfect home involves many activities and processes. If you’re a

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closing costs

How Much Does Refinancing A Mortgage Cost?

Refinancing a mortgage allows you to change your current loan terms and benefit in various ways, including getting lower interest rates, lower monthly payments, equity for purchasing a second property,

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home equity
cash-out refinance

What is Equity?

The term equity is the ownership of assets associated with liabilities or debts. In a mortgage, equity is the portion of your home that you truly ‘own’. Until you clear

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