Young female designer smiling while standing with her arms crossed after an office meeting with colleagues standing in the background

FHA Loans

FHA (Federal Housing Administration) loans are intended to enable purchasers with poor credit or who have endured financial difficulty to purchase a property. They are popular among first time buyers since they do not necessitate hefty down payments or impeccable credit. Because these purchase loans are government insured, they pose no risk to the bank, which is why they are so popular among first time home purchasers in Avondale. Spire Financial (A Division of AmeriFirst Financial, Inc.) will assist you in obtaining an excellent FHA loan with as low as 3.5 percent down.

Experience the Advantages of FHA Loans in Avondale

FHA loans have a significant benefit in that they need modest down payments. Furthermore, most lenders provide these purchase loans to provide a house mortgage for many would-be homeowners. This government insured loan poses no risk to the bank and is frequently employed by first time Avondale home purchasers.

Low Closing Costs & Attainable Credit Rating

Closing costs in Avondale vary depending on the size of your FHA purchase loan; however, our loan professionals can assist you in paying less. The typical expenditures for an FHA loan are divided into three categories: lender fees, title company fees, and an appraisal charge (if needed). Costs can be paid in a variety of ways, including out of pocket, lender credit, seller credit, rolling them into your loan, or a mix of these. Our experts can assist you in exploring possibilities for your specific scenario.

Other Loan Services in

    Spire Financial brings lending expertise to you. All of our loan officers offer personalized communication for every client, guiding them through the process. We can show you ways to maximize your finances and unlock future opportunities. Spire Financial keeps you in control of refinancing, debt consolidation, and home equity. Together, we can achieve your financial goals.

    Other Locations for FHA Loans



    V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

    2023 © Spire Financial


    Contact Us (303) 595-0110