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Home Improvement Refinance

The real estate market has been facing tremendous demand that exceeds supply. This has prompted many homeowners to contemplateNotIncluded remodeling or renovating their current property. Every homeowner wishing to maximize their investment potential may turn to Spire Financial (A Division of V.I.P. Mortgage Inc.) for home renovation refinancing choices. Even a little makeover may significantly boost the value of your house, and our loan professionals are eager to help you get started.

Deciding to Renovate or Remodel in Lone Tree?

Choosing which option to pursue is one of the most important aspects of home improvement refinancing. The state of a building is a simple method to distinguish between the two. When you renovate a kitchen, it stays a kitchen, but with repairs and improvements. This may entail installing new flooring, cabinetry, or repairing rotten lumber in the building. Remodeling, on the other hand, alters the utility and design of a space, such as extending a bathroom or redesigning a kitchen plan.

Cash Out Refinance is an Option for Home Improvement in Lone Tree

Spire Financial provides cash out refinancing solutions to pay down an existing mortgage while leveraging your home equity. More crucially, a cash out refinance may be utilized to fund a home improvement project, therefore improving the overall value of your house. Modernize your kitchen or bathroom to reflect contemporary housing trends and boost your home’s curb appeal. It’s a fee that, by definition, extends the life of your investment.

How a Home Equity Line of Credit (HELOC) Helps Lone Tree Residents

A HELOC, which consists of a drawing term and a payback period, can be used to qualify for refinancing loans. Borrowers cannot withdraw monies after the draw period has ended. The most significant advantage of a HELOC is that it allows homeowners to borrow against their present home equity. It opens the door to financial assistance since borrowers can obtain funds as needed, up to their credit limit, and with flexible payback terms.

Refinance Loans to Finance Home Improvement Projects in Lone Tree

All of our clients benefit from the opportunities created by Spire Financial. The ability to refinance home improvements without the headache of large lenders is what attracts homeowners to our services. A renovation refinancing might offer funds for a home renovation or redesign. The price you are offered will be determined by the anticipated worth of your home following the modifications. Our team includes professionals who can weigh the financing options for home remodeling.

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    Spire Financial brings lending expertise to you. All of our loan officers offer personalized communication for every client, guiding them through the process. We can show you ways to maximize your finances and unlock future opportunities. Spire Financial keeps you in control of refinancing, debt consolidation, and home equity. Together, we can achieve your financial goals.

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    V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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