Tag: 30 year fixed mortgage rate

Comparing Fixed-Rate Loans: 30-Year vs 15-Year

When trying to determine what mortgage is best, the biggest considerations are time and money.  A 30-year mortgage is the usual choice for many homebuyers, but that doesn’t necessarily mean it is the right choice. A 30-year mortgage allows you to make smaller payments over a longer period of time....

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Should I Refinance To Shorten The Term Of My Loan?

The ability to live debt-free is a frequently shared goal of many people. Paying off credit cards may only take a few months and car payments end after a few years, but as a mortgage is the biggest debt most people carry, the idea of paying a mortgage in full can seem like a daunting task. Refinancing...

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Disclaimer

V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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