Tag: FHA vs Conventional

How A Lender Does It | What Can You Afford to Buy

What’s the real method lenders use to figure out what you can afford? There are all these rules of thumb on the internet, but can you figure out the amount down to the penny? How will your debts play into it? What about your job type and how you get paid? Do these play a factor? Spoiler alert,...

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When to Go the Conventional Loan Route

When looking to buy a home, hundreds of questions start to generate. One of those questions might be, “What type of loan should I get?” These are two of the most common loan types: FHA vs Conventional Loan Two common home loans are FHA and Conventional loans. Which is the better option? What are the...

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FHA vs Conventional: Which Loan Is Right For Me?

If you are a first time homebuyer, or it’s been awhile since you closed on your last mortgage, it’s normal to wonder which loan product best meets your needs. Two of the most prevalent options are FHA and Conventional. Conventional loans are backed by private lenders (primarily Fannie Mae and Freddie...

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V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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