Tag: What’s Next?

5 Easy Steps to Get Pre-Approved for a VA Loan

For veterans and active-duty members of the military, Veterans Administration home loans, or VA loans, are a great mortgage option with many benefits, including more lenient credit requirements and no down payment or mortgage insurance. Sellers generally expect their buyers to have lender pre-approval...

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5 Easy Steps to Calculate your Mortgage Payment

If you are like millions of other Americans looking to purchase a home, you’ll need to obtain a  mortgage loan. A key part of purchasing a home with a mortgage is calculating how much you can afford to pay for your monthly mortgage payment. Here is a quick and easy guide on what you need to know on...

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FHA vs Conventional: Which Loan Is Right For Me?

If you are a first time homebuyer, or it’s been awhile since you closed on your last mortgage, it’s normal to wonder which loan product best meets your needs. Two of the most prevalent options are FHA and Conventional. Conventional loans are backed by private lenders (primarily Fannie Mae and Freddie...

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V.I.P. Mortgage, Inc. DBA Spire Financial does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

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